Mid Year Retirement Plan Checkup

Are You Flying Blind With Your Retirement Plan?

Mid-Year Is Now. And If You Wait for December, You're Toast.

Let’s not sugarcoat this. If you’re halfway through the year and haven’t reviewed your company’s retirement plan—you’re not managing a plan, you’re winging it.

You wouldn’t go six months without checking your business bank account.

So why are you trusting a 401(k) setup from last year to magically work in 2025?

Here’s what’s really going on:

• Your top-performing employees are quietly wondering if your plan stacks up with what your competitors offer.
• Your company might be drifting toward noncompliance while you focus on “bigger fires.”
• And the IRS? It isn’t exactly famous for giving warnings.

Welcome to Southern California — Where the Stakes Are Higher

If you're running a business in Orange County, Los Angeles, or Riverside, you’re in one of the most competitive employment markets in the country. Your talent has options—and if your retirement plan hasn’t kept up, it’s not a perk anymore. It’s a red flag.

Add to that California’s regulatory environment, CalSavers mandates, and ever-changing federal rules, and you’ve got a recipe for disaster—unless you act now.

Mid-Year Isn’t Just a Suggestion—It’s a Lifeline

Mid-year is your opportunity to:

• Catch compliance problems before they become fines.
• Spot employee eligibility issues and missed contributions.
• Align your plan with SECURE Act 2.0 changes and available tax credits.
• Actually use your plan to attract and retain better talent.

This Is What We Do—And We Do It Right Here in SoCal

At Benefit Equity, Inc., we’ve spent over 30 years helping businesses just like yours across Orange County and Southern California design, manage, and optimize their retirement plans.

We handle the complex stuff so you don’t have to. No jargon. No guesswork. Just answers, clarity, and results.

Here’s What You Need to Do Right Now

👉 Read this first: Mid-Year Retirement Plan Check-Up — Why It Matters Now

Then schedule your call.

📞 One quick conversation can save you thousands in penalties and weeks of stress. 💡 And it might just help you keep that star employee who’s been eyeing the job boards.

Don’t Be the Business Owner Who Says “I Didn’t Know”

You’ve got options. You’ve got time—but not much.

Let’s make this the moment you took control. Visit Benefit Equity, Inc. and take the first step toward a retirement plan that works for you, your business, and your employees.

Because waiting for December? That’s when the damage is already done.